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Inside Commercial Banking

Course Category: BANKING OPERATION COURSES

Course Fee: $4,500

ABOUT THE COURSE

This workshop takes an inside look at commercial banking today. Which banks can make money, and how can they do so? Starting with the basic economics of the characteristics of banks that make them special and subject to specific regulations such as capital requirements, the instructor explores the past and future competitive pressures that are driving the transformation, consolidation and even collapse of many banks at home and abroad.  These pressures include the incursion of investment banks into commercial banks' domain, and vice-versa; the ability of banks' corporate clients to raise multicurrency, multimarket debt; the unbundling of and pricing of credit risk; and the increasing importance of leveraged lending and quasi-equity financing in M&A activities. We pay special emphasis on understanding the financial logic and pricing of commercial banking transactions, including risky lending and the arrangement of syndicated loans.

COURSE CONTENT:

  • Commercial Banking in a Time of Transition
  •  Banks vs. Markets
  • Deposits, Reserves and the Fed
  • Moving Money – Domestic and International
  • The Eurocurrency Market
  • Bank Risk, Bank Capital
  •  “Value at Risk” and Basel I & II
  • The Drive for Risk-Adjusted Return on Capital
  • The Lending Business o Asset/Liability Management and "Bought Money"o Loan Pricing—Basis and Margin o Leveraged Finance: LBOs and Recapso Case Study: "Monster Garages." (Pricing and payback analysis for a leveraged loan)
  • Loan Markets o Unbundling of Loan Features o Transferability of Loans: Off-Balance-Sheet Banking o Leveraged Lending and the M&A Financing Business o Lending vs Distribution and Underwriting: How Banks Make Money o Case Study: (Structuring and underwriting a syndicated loan for acquisition financing) 

Dates:

18 Mar - 22 Mar, 2019 | 10 Jun - 14 Jun, 2019 | 02 Sep - 06 Sep, 2019 | 04 Nov - 08 Nov, 2019

Venues:

USA | London | Dubai | South Africa | Ghana